Crell Advertising Co.

Offers specialized residential mailing lists.
www.crell.com/

Information Technologies

Tax lien, judgment, and bankruptcy databases.
www.inft.net/

New Neighbors Contact Service

Mailing lists of new movers, putting business in touch with consumers
www.nncs.com/

Mortgage Lists

Provides targeted marketing lists to the mortgage industry.
www.mortgagelists.com

New Neighbor Marketing

New movers lists with telephone numbers for direct mail and telemarketing.
www.newmoverlists.com

MortgageLeadsForSale.com

Specializing in mortgage lead generation, mortgage leads and links to lenders and brokers in every state
www.mortgageleadsforsale.com

Advanced Relocation Leads

New home seller lists and contract pending sales list.
advancedreloleads.com

EMR Data

Targeted marketing lists for telemarketing, electronic, and direct mailing campaigns.
www.emrdata.com/

Telestar Marketing

Provides mortgage leads for the banking and mortgage industry.
www.mortgageleads4less.com/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

Branding Ideas For Small Businesses


By Janice Jenkins

Creating your own brand is the first step to having a successful marketing campaign for your business. Brand is everything when it comes to advertising. When you have a brand, you are most likely to be recognized and remembered by your clients, as well as your potential customers.

So how do you create an effective brand for your business? Here are surefire ideas to help you create that unique brand that will distinguish you from the rest of your competition.

First things first - your business cards are your representation to your clients, colleagues and prospects. It is your tool to introduce your contact information, in addition to your name and your company's as well. It is a no brainer therefore that your custom cards should have your address as well as your telephone number. It doesn't matter if you are a work-from-home designer, or your shop is adjacent to your garage - you need to have your address in your business card printing pieces.

A location and contact information that your clients can go to or call greatly enhances your credibility as well as your reliability. An address helps you create an established image that your customers can rely on. For privacy issues however, you can always use a P.O. Box address so you won't need to give away your house location.

Second, never leave your house without your full color business cards. This is practically a no-no when it comes to marketing your business. Every moment, each place, and every person you meet is an opportunity presenting itself. Carrying a batch of your cards with you wherever you go allows you more chances of letting other people know about your business. The same goes with your other print ads such as brochures, flyers, postcards, posters and catalogs.

Always remember to reduce your marketing costs. That's the third suggestion. Especially that you're a small business operating on a limited budget, you will always have a problem trying to make ends meet as advertising per se is costly and expensive. Coming up with creative ways to lessen your business card printing costs for example, can save you a lot of money which you can apportion to other operating expenses.

What about your letterhead? Would you like to save on them too? The fourth tip is to design your letterhead to be used as your paper for invoices, flyers, proposals, press releases, some documents in your media kit, and anything else you need to have your logo and company name. Not only do you provide professional image with your brand posted in all your marketing documents, you also help your clients and prospects remember you that easily.

Finally, think of more creative ideas to help you get your message out there. And don't forget your name and contact information. The more times your target audience sees your ad, the better are your chances of getting your brand recognized and retained in the minds of your customers.

Janice Jenkins is a writer for a marketing company in Chicago, IL. Mostly into marketing research, Janice started writing articles early 2007 to impart her knowledge to individuals new to the marketing industry.

For comments and inquiries about the article visit: Business Card Printing

A9

How to Get Number 1 Rankings on Google, Yahoo and MSN Using Video Hosting Sites

By John Prodonovich

The other day, I did a test to see how fast my videos would be found in the search engines and to see how well they would rank for the keywords I was optimizing my videos for.

The results were outstanding and should bring hope to anyone who feels that getting a #1 or top 10 listing on the major search engines is out of reach. Everyone can get top listings, with videos

The process was very simple. I filmed a video, submitted and tagged my video, and 13 hours later, I was in the #1 spot. Then, 24 hours later that same video on different video networks occupied spots 1, 2 and 3 on Google.

So, how easy is it to do? Very easy, just follow these steps and you'll be getting #1 listings on Google, MSN and Yahoo in no time flat.

First - Create your video. Use a video camera or digital video camera and get the digital file on to you computer so you can manipulate it in a video editing program. If you don't have a video camera, no problem, all you need is a microphone and an audio recording program like Audacity, and you can create an mp3 audio file with 30 seconds to 5 minutes of audio, and convert that audio to video. Don't worry, that's easy too, I'll tell you how in the next steps.

Second - Edit the video file to have the look, feel, URL's and production values you like. If you made an audio file, put that audio file into the video editing software. Most PC's come with Windows Movie Maker, which is free, and you can drop the Mp3 audio in there and place, random Digital pictures throughout the length of the audio file to create the "video" images that go along with your audio.

Third - Upload the finished video file, which should be in wmv format to a video submission host, called Tubemogul. At Tubemogul, you can upload unlimited videos, and then have those videos uploaded automatically to some of the more popular video hosting sites on the internet like Youtube, Google Video, Yahoo Video, Metacafe, Revver, and some other popular one.

Let me say that Tubemogul is also MORE than just a video posting service, they are MUCH more. They can track all the video views you get DAILY on EACH video hosting site. They'll provide charts and other track meta data, that is very important to marketers to daily track stats across all the video sites. And remember, it's all free to do this.

Fourth & Final Step - Push your videos out to the video hosting sites and let Tubemogul do the work for you. But a key element is, you want people to find your videos. The search engines find videos, not based on the content said inside them, but by the tags and descriptions about them. Tagging is the single most important element of getting traffic to other websites, based on what your video is tagged for.

Jeff Mills is giving away free home based business DVDs showing how people can make a six figure income, working from home and is giving away $757 in bonus marketing tools to anyone who claims one of the last remaining DVDs before they sell out. Claim your DVD at http://www.homebasedbusinessdvd.com

R9>
Google
 

NY Times Business

Stocks Slide Amid New Trouble Signs
Wall Street looked beyond the government’s bailout plan and saw more signs that the economy was in for a dramatic slowdown.


Retail Sales Fall 1.2% in September
As governments began rolling out their financial bailouts, a sharp decline in September retail sales provided another sign of a darker economic climate.


Bernanke Says Bailout Will Need Time to Work
The chairman of the Federal Reserve warned that the economy is headed for an extended period of difficulty.


Profit Falls at JPMorgan as Loan Losses Increase
JPMorgan Chase reported third-quarter profit of $527 million, suffering a steep decline amid the turbulent markets but avoiding a loss.


Drama Behind a $250 Billion Banking Deal
The Treasury secretary gave little choice to nine major banks but to sell shares to the government.


Google News

Cost of tracker mortgages increases, research shows - Telegraph.co.uk

This is Money

Cost of tracker mortgages increases, research shows
Telegraph.co.uk, United Kingdom - 4 hours ago
Tracker mortgage rates are going up despite the cut in interest rates, new research shows. By Myra Butterworth, Personal Finance Correspondent The Bank of ...
Is Your Mortgage Going To Get Cheaper? Motley Fool UK
Nationwide's mortgage costs cut BBC News
Nationwide cuts mortgage rate Times Online
The Press Association - Telegraph.co.uk
all 231 news articles

UPDATE 1-US mortgage applications rise on refinancing -MBA - Reuters

UPDATE 1-US mortgage applications rise on refinancing -MBA
Reuters - 2 hours ago
By Julie Haviv NEW YORK, Oct 15 (Reuters) - US mortgage applications rose for a second consecutive week, reflecting a jump in demand for home loan ...
Bailout's Early Impact? Mortgage Rates Jump U.S. News & World Report
Mortgage applications up 5.1% last week: MBA MarketWatch
Mortgage Applications Increase In Latest MBA Weekly Survey Originator Times
RTT News - Inman.com
all 20 news articles

Emmetsburg woman accused in mortgage scam - Chicago Tribune

Emmetsburg woman accused in mortgage scam
Chicago Tribune, United States - 2 hours ago
AP EMMETSBURG, Iowa - An Emmetsburg woman has been arrested for allegedly running a mortgage scam out of her home. Terry Hoffert is charged with two counts ...

The Flat Earthers Try to Pin Financial Meltdown on Fannie and Freddie - AlterNet

About - News & Issues

The Flat Earthers Try to Pin Financial Meltdown on Fannie and Freddie
AlterNet, CA - 12 hours ago
In the Flat Earth version, the real villains in the story were the public/private mortgage giants Fannie Mae and Freddie Mac. For the last month, ...
Three US Banks Exceed Profit Expectations Washington Post
Backgrounder: Fannie Mae, Freddie Mac Xinhua
JP Morgan HELOC origination fell 77% in third quarter MarketWatch
Family Security Matters - Daily Times
all 85 news articles

Lenders at odds over mortgage promise as home loans slump again - Independent

FinancialAdvice.co.uk

Lenders at odds over mortgage promise as home loans slump again
Independent, UK - 20 hours ago
By James Daley, Personal Finance Editor Mortgage lending is continuing to fall, leading home-loan providers warned, as they demanded further clarification ...
Lenders defend mortgage policies BBC News
Mortgage lending plunges by 63 per cent Telegraph.co.uk
First-time-buyer market crashes as young opt to rent instead WalesOnline
Your Mortgage - Money Magic Mortgage News
all 65 news articles

Business Portal News

Free links to your site
I can’t believe a new feature from Google isn’t getting more notice, because it converts already-existing links to your site into much higher quality links, for free. The Google webmaster blog just announced that you can find the pages that link to 404 pages on your site. Let me back up and give you a little [...]

Stupid Digg + a kitten
Sorry that the blog was down for a few hours. Yesterday I did a throwaway post that somehow ended up getting 3800+ diggs or so. I didn’t have WP-Cache or Supercache turned on, so my blog melted to a little puddle of fail. “Matt, you idiot! How you could run a modern WordPress blog [...]

YouTube adds “Read Comment Aloud” feature from xkcd
A couple weeks ago, xkcd ran this funny comic: Randall Monroe, the creator of xkcd, suggested that if YouTube commenters had to listen to their comments read back to them aloud, it might lead to better discussion on YouTube. Some Googlers thought that was a pretty fun suggestion, so they did it. YouTube now has an [...]

Halloween costume for 2008?
I think I know what I’m doing for Halloween this year, but if anyone wants to throw out suggestions, I’d be delighted to hear them.

My Five Months With Google Chrome
Om Malik wrote an interesting post about Google Chrome one month after the public launch. While I was reading Om’s post, I realized that I wrote a post for the Google Chrome release that I never published. I’ll include it here, and then let’s meet at the bottom and compare notes. Like many Google [...]

Yahoo Search Engine News

Bernanke says U.S. economy facing big threat (Reuters)

Federal Reserve Chairman Ben Bernanke addresses the Economic Club of New York regarding financial markets in New York, October 15, 2008. (Lucas Jackson/Reuters)Reuters - Turmoil in credit markets poses a "significant threat" to the U.S. economy, Federal Reserve Chairman Ben Bernanke said on Wednesday, suggesting an openness to further interest-rate cuts.



Stocks extend losses after Fed's Beige Book (Reuters)

Traders work on the floor of the New York Stock Exchange, October 15, 2008. (Brendan McDermid/Reuters)Reuters - Stocks extended losses in afternoon trading on Wednesday, after the Federal Reserve said economic activity weakened across the United States in September as businesses rethought capital investments, and consumers curtailed spending.



Economic activity weak across U.S.: Fed Beige Book (Reuters)

Shoppers cross Seventh Avenue outside Macy's in New York, November 23, 2007. (Ray Stubblebine/Reuters)Reuters - Economic activity weakened across the United States in September as businesses revised capital investments, consumers curtailed spending and the general outlook darkened, the Federal Reserve said on Wednesday.



EDF drops Constellation bid as credit tight (Reuters)
Reuters - French state-controlled electricity giant EDF said on Wednesday it had dropped plans to table a new bid for Constellation Energy as the credit crisis has made corporate financing more difficult to obtain.

Retail sales, inflation fall (Reuters)

Shoppers walk along Broadway in New York's Soho shopping district, August 13, 2008. (Brendan McDermid/Reuters)Reuters - Retail sales last month dropped the most in more than three years while a measure of New York state manufacturing hit its lowest since the index started in 2001, intensifying recession fears.



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