Family Health Plan Ltd.

[India] In association with the Apollo Hospital Group, this HMO offers healthcare programs in the cities of Hyderabad, Chennai, Delhi, and Mumbai. Site describes the program and offers FAQ and other information.
www.fhpl.net/

FirstCare

[USA, Texas] Owned by hospitals, and serves counties in north, central, and west Texas. Site offers a provider directory, describes service area, lists employment opportunities, and links to related organizations.
www.firstcare.com/

PersonalCare Health Management, Inc.

[USA, Illinois] Illinois managed care provider; site includes online plan handbooks, formulary list, participating hospitals and information on benefit plans.
www.personalcare.org/

Health Insurance Plan of New York (HIP)

[USA, New York] HMO provides health and medical insurance, with a range of group health plans for individuals and businesses. Site has major sections for members, providers, employers, and brokers. [English, Spanish, Chinese]
www.hipusa.com/

Kaiser Permanente

[USA] A not-for-profit organization serving members in several states and Washington, DC. It operates as a working partnership of two organizations: Kaiser Foundation Health Plan and Hospitals, and the Permanente Medical Groups.
www.kaiserpermanente.org/

Neighborhood Health Plan

[USA, Massachusetts] Covers MassHealth recipients and small businesses. Site describes the organization, offers a provider search, and a Smart Neighbor community services search.
www.nhp.org/

Care Choices HMO

[USA, Michigan] Founded in 1985 as a nonprofit health care organization currently available in southeastern Michigan. A member of Trinity Health.
www.carechoices.com/

Chinese Community Health Plan (CCHP)

[USA, California] An HMO specifically designed to deliver culturally sensitive, bilingual managed care to the San Francisco community. Site describes the organization and its services. [English, Chinese]
www.cchphmo.com/

Care1st Health Plan

[USA - California, Arizona] Dedicated to working with its contracted providers to effectively deliver quality health care to its culturally and linguistically diverse membership.
www.care1st.com/

Santa Clara Family Health Plan

[USA, California] Plan serving uninsured and underinsured residents through the Medi-Cal, Healthy Families, and Healthy Kids programs. [English, Spanish, Vietnamese]
www.scfhp.com/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

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How To Achieve Pagerank 5 For Your Website For Free


by Jazz Lai

There are many small business owners doing ecommerce online who are struggling, trying to increase their top page rank ratings. This is very time consuming and expensive. A lot of ecommerce businesses do not have a budget to allow them to take advantage of link buying, or other endeavors to increase the page rank ratings they need to make the money the big guns do.

How do you build a website for PR0 to PR2?

Here are some helpful hints that will work for you to get a top page rank on Google.

Get a private domain name. This is essential in this business. Be online for a few months. Make sure you change your content regularly, at least once a week. Have at least fifty inbound links that work.

This next step is tricky but not difficult. Have between 50 to 100 plus articles on your site. Submit your website to all of the necessary directories. Begin to link your website in the forums. Become a member of Google's PayPerClick Program. Google will welcome you with open arms. You invest twenty dollars to join Google's PPC program once. Done correctly, you will get back this small investment within a few short months.

It is a wonderful idea to make friends with Google. It is the number one search engine right now. Google's index spiders search the internet, finding sites to rank them against relevance. This takes some time for the spiders to do their job, sometimes up to several months, so have patience because it will take a few months for your site to get indexed.

A page rank of 5 can be reached by generating at least 10,000 links. This sounds daunting but it is not impossible. When you have 200 pages of content with each page having thirty or more links to other pages, those inside links will generate 6,000. Google's spiders will count the links inside the site because the size of your website is just as important as the links inside of it. This is especially valid when all of your website's content is alike.

This method will work for you, but you will have to be patient and allow some time to pass. Give it a few months, then begin checking at Google to see where your page rank is. From here, you will have a good idea in a few weeks if it is moving up, or down in page rank. If it is moving down, then you need to tweak your site, or adjust the keywords and keyword phrases.

Jaz Lai is an internet network marketing prospecting expert expert. Download your free white paper and audio on how to use the internet to Double or Triple your organization within the next 30 days. Available for the next 24 hours only, click below for instant access:

http://www.HowToNetworkMarketing.com

R3
Google
 

NY Times Business

Stocks Are Hurt by Latest Fear: Declining Prices
The Dow fell below 8,000 as concern spread that the economy might be facing a chronic and debilitating decline in prices.


After Losses, Pensions Ask For a Change
Some of the nation’s biggest companies want Congress to roll back rules requiring them to put more money into pension funds.


Shares Near 6-Year Low, With More Losses Feared
As the stock market tumbled to its lowest level in nearly six years, traders and many others were asking the same question: Where is the bottom?


Nordic Countries to Lend Iceland $2.5 Billion
Finland’s Finance Ministry said that four Nordic countries would lend Iceland $2.5 billion to help the country recover from its economic meltdown.


Asian Markets Reflect Wall Street’s Drop
Asian stock markets opened sharply lower, reflecting an equally strong sell-off on Wall Street and in Europe overnight.


Yahoo Search Engine News

Global stocks hit 5-1/2 year lows (Reuters)

A pedestrian walks along a side street in Seoul November 20, 2008. (Jo Yong-Hak/Reuters)Reuters - A 6 percent fall in Asia pushed world stocks to their lowest in 5- years on Thursday, while oil fell below $53 and safe havens such as the yen gained on fears the global recession and a financial crisis will get uglier.



Financials need at least $1 trillion: analyst (Reuters)

Pedestrians are reflected in the window of a Citibank branch in Hong Kong's financial Central District November 18, 2008. (Bobby Yip/Reuters)Reuters - The U.S. financial system still needs at least $1 trillion to $1.2 trillion of tangible common equity to restore confidence and improve liquidity in the credit markets, Friedman Billings Ramsey analyst Paul Miller said.



Prospect for auto bailout dims (Reuters)

Leaders of the U.S. automotive industry testify at a hearing held by the House Financial Services Committee on Capitol Hill in Washington, November 19, 2008. (Kevin Lamarque/Reuters)Reuters - Chances dimmed that a last-minute plan being crafted by Republican senators, with White House support, to provide $25 billion to bail out U.S. automakers would receive enough backing from Democrats to pass before the end of this week.



Banks back mandatory CDS clearing: report (Reuters)
Reuters - Some of the world's top banks are backing a proposal to develop a mandatory central clearing system for the $55 trillion credit default swap (CDS) market, a report in the Financial Times said on Thursday. Dealer banks are stepping up efforts to back CDS clearing to head off a more radical overhaul, which includes a proposal to move trading of over-the-counter CDS on to an exchange, the report said, citing an internal Morgan Stanley email.

GM and Toyota to cut Thai output amid weak sales (Reuters)
Reuters - U.S. car giant General Motors Corp announced a two-month shutdown at its Thai plant on Thursday, the latest move by global automakers seeking to slash costs in the face of weak sales and deepening economic gloom.

Business Portal News

9 tips for the Google Mobile App for iPhone
Here are some tips to help you get the most out of Google’s new Mobile Application for the iPhone. To get Google Mobile App on your iPhone, go to the App Store and search for “Google Mobile App,” or click on this link to install from a computer. If you have an older version of Google [...]

Google Adds Voice Recognition to iPhone App
I have a very good feeling about Google’s new iPhone app that does voice recognition. I’ve been playing with this voice recognition application for several weeks and I have to say that I’m really impressed. First and foremost, the voice recognition works really well. Crazy long-tail specialized vocabulary is tricky (more on that later), but [...]

A word about metrics, part III: market share of Google Docs?
I’m not sure what Google Docs market share is, but I thought it would be interesting to mention a couple data points and add a new data point. Data point #1: Compete. Compete just estimated that 4.4M visitors stopped by Google Docs in September, which is just a hair below 2.4% of the U.S. online population, [...]

Pubcon/WebmasterWorld conference, here I come!
I arrive Wednesday afternoon for the 2008 Pubcon conference, and I’ll be staying until after the networking event on the last day, which is the heart of the event. It’s the heart because the networking event is held at a pub, and the original idea of Pubcon was that some of the best parts of [...]

Fun email
Every so often I get an email like this: Dear Webmaster, I have browsed your site and I’m interested in purchasing advertising space in it. I am mainly interested in placing a new page on your site with content and links that I will supply. Please let me know if you would like to discuss this further or if [...]

Google News

Employee sponsored health plans' costs rising - Daily Press

Fresh News

Employee sponsored health plans' costs rising
Daily Press, VA - 13 hours ago
The other half are enrolled in health maintenance organization (HMO) plans. The average monthly employee contribution for employee-only coverage is $116 for ...
Health insurance costs inching up for Va. employers The Virginian-Pilot
all 24 news articles

A mixed review for health plans - Salt Lake Tribune

A mixed review for health plans
Salt Lake Tribune, United States - Nov 18, 2008
By Lisa Rosetta HMOs, Medicaid, CHIP » Utah's private health maintenance organizations (HMOs) do a good job treating children with asthma, but need to do ...

HMOs exploiting their members - Ha'aretz

HMOs exploiting their members
Ha'aretz, Israel - 8 hours ago
The suit filed by the Clalit Health Maintenance Organization (HMO) against leukemia patient Ehud Hoch, an HMO member (Ran Reznick, Haaretz November 19), ...

HMSA up, Kaiser down - Honolulu Star-Bulletin

HMSA up, Kaiser down
Honolulu Star-Bulletin, HI - Nov 18, 2008
Net investment income for the state's largest health maintenance organization was $2.5 million. For the first nine months of the year, HMSA reported a ...

Many Physicians Would Quit - eFluxMedia

USA Today

Many Physicians Would Quit
eFluxMedia - Nov 18, 2008
A great number of them admitted being besieged by their job due to the red tape generated by health maintenance organizations (HMO), as well as government ...
Medical Doctors Are Unhappy with Their Jobs Chiropractic News (press release)
all 140 news articles

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