The Financial Consumer Agency of Canada

Canadian federal government agency working to protect and educate consumers of financial services
www.fcac-acfc.gc.ca/

Associació de Consumidors i Usuaris d'Andorra

Andorran Consumer and Users Association works to defend consumer rights in Andorra by resolving consumer conflicts by conciliation or mediation between the parties involved.
www.acu.ad/

Google Docs - An Essential Blogging Tool?


By Tony Bedford

In managing my blog one of the tools I rely on is Google Docs. In this article I provide an introduction to Google Docs and explain its advantages to those running an blog.

What is Google Docs?

Google Docs is best summarized as a completely web-based, simplified, free version of Microsoft Office. It provides basic functionality such as word-processing, spreadsheets and presentations. The fact that it is an online service gives it a number of advantages, but there are also one or two disadvantages you need to be aware of.

Web-based service

The fact that Google Docs is an online service has a great advantage, you can work on a document from anywhere you have Internet access and a browser. This is more convenient than it sounds. For example, I have several computers and, using OpenOffice, I might create a Word-compatible document on, say, my desktop computer. If I am then on the road I don't have access to that document from my laptop as the document might still be on my desktop computer's hard-drive.

There are ways to transfer between computers, and one technique I used in the past was to email the document to Hotmail. This ensured that I could access the document from any of my computers and it was backed-up by Microsoft. This wasn't convenient though as I ended up having several versions of the document on different computers and keeping track of the current version proved difficult. Google Docs solves this problem as all the documents you create are hosted by Google. You can access your documents from any computer that has a browser and Internet access.

Summary

I would say I am addicted to Google Docs and find it to be an essential part of running my blog - it is one of the main reasons I use Blogger. It is convenient, easy to use and being able to store your documents (and publish them) on the web is a huge advantage. I no longer have to transfer documents between computers or worry about issues such as versioning. It is very easy to be able to export the documents to a local file, such as a PDF. So far, I have found Google Docs to be invaluable.

Google Docs can be found at http://docs.google.com

Tony Bedford first started blogging in March 2000. Tony currently maintains a free guide to more profitable blogging at http://the-business-of-blogging.blogspot.com


A5

Entrepreneurs - Why Use Free Tools To Grow Your Business? (Hint - Its Not What You Think)


by Tonya R. Taylor

To help you "Fake It Until You Make It", entrepreneurs and small business owners need to consider two critical objectives: the ability to act big on a small budget and look like a high quality-professional.

In order to accomplish these objectives you need to assess how technology can help you. If you're seriously interested in succeeding, answer these questions:

1. What tools will propel my business to the next level?

2. What tools are needed to run my business?

3. What tasks can be automated?

4. What tools will save time and increase efficiency?

5. What training is needed?

6. What tools will enhance customer relations?

7. What tools will enhance partnership relations?

8. What tools will enhance employee relations?

9. What tools are needed for data security?

10. What tools will make the business more competitive?

Before making a technology purchase, growing companies must consider the return on investment. Unfortunately, some benefits might not be tangible or cash may not be available to justify a purchase.

Since, you don't risk a cent, now is the time to make technology your BFF (Best Friend Forever). Take advantage of FREE technology tools, not just because they are FREE but to defy the odds, out perform competitors, increase revenue and propel your small business to the next level.

"101 Free Tools to Grow Your Business" (http://www.101freetools.com) is a handy FREE reference guide for small business owners who don't want to waste MONEY. You'll get the tools YOU need to power up your business fast! If you want to solve tomorrow's technology needs today visit http://www.101FREETools.com to get your FREE copy of this special report.

R5

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How To Achieve Pagerank 5 For Your Website For Free


by Jazz Lai

There are many small business owners doing ecommerce online who are struggling, trying to increase their top page rank ratings. This is very time consuming and expensive. A lot of ecommerce businesses do not have a budget to allow them to take advantage of link buying, or other endeavors to increase the page rank ratings they need to make the money the big guns do.

How do you build a website for PR0 to PR2?

Here are some helpful hints that will work for you to get a top page rank on Google.

Get a private domain name. This is essential in this business. Be online for a few months. Make sure you change your content regularly, at least once a week. Have at least fifty inbound links that work.

This next step is tricky but not difficult. Have between 50 to 100 plus articles on your site. Submit your website to all of the necessary directories. Begin to link your website in the forums. Become a member of Google's PayPerClick Program. Google will welcome you with open arms. You invest twenty dollars to join Google's PPC program once. Done correctly, you will get back this small investment within a few short months.

It is a wonderful idea to make friends with Google. It is the number one search engine right now. Google's index spiders search the internet, finding sites to rank them against relevance. This takes some time for the spiders to do their job, sometimes up to several months, so have patience because it will take a few months for your site to get indexed.

A page rank of 5 can be reached by generating at least 10,000 links. This sounds daunting but it is not impossible. When you have 200 pages of content with each page having thirty or more links to other pages, those inside links will generate 6,000. Google's spiders will count the links inside the site because the size of your website is just as important as the links inside of it. This is especially valid when all of your website's content is alike.

This method will work for you, but you will have to be patient and allow some time to pass. Give it a few months, then begin checking at Google to see where your page rank is. From here, you will have a good idea in a few weeks if it is moving up, or down in page rank. If it is moving down, then you need to tweak your site, or adjust the keywords and keyword phrases.

Jaz Lai is an internet network marketing prospecting expert expert. Download your free white paper and audio on how to use the internet to Double or Triple your organization within the next 30 days. Available for the next 24 hours only, click below for instant access:

http://www.HowToNetworkMarketing.com

R3
Google
 

NY Times Business

Struggling Lehman Plans to Lay Off 1,500
The ailing Wall Street bank plans to lay off as many as 1,500 employees, or nearly 6 percent of its work force, before it announces third-quarter results on Sept. 15.


Economic Growth Stronger Than Expected
Gross domestic product increased at a 3.3 percent annual rate in the quarter, the government said, which was much better than its initial estimate.


Oil Prices Fall as Storm Heads Toward Gulf
Oil producers and refiners began halting production and evacuating workers from facilities in the Gulf of Mexico, anticipating that Tropical Storm Gustav could pick up speed.


Toyota Cuts Sales Goal
Citing high fuel costs and a slowdown, the automaker said it now expects to sell fewer vehicles than its early forecast.


Court Upholds Dismissal of Tax Case Against 13
The appeals court said the federal government interfered with KPMG’s practice of providing legal assistance to its employees by pressuring KPMG to limit or end the practice.


Yahoo Search Engine News

Economy shows vigor, but seen flagging (Reuters)

The U.S. economy expanded at a stronger-than-first-reported 3.3 percent annual rate in the second quarter, as consumer spending and net exports were more robust than initially estimated and inventories fell less sharply, a government report showed on Thursday. (Graphics/Reuters)Reuters - Strong exports and consumer spending supported by government stimulus checks pushed the U.S. economy ahead at a solid 3.3 percent annual rate in the second quarter, much stronger than first thought, but growth is expected to flag as those factors fade.



Fannie's capital better than market perceptions: Lehman (Reuters)

The headquarters of mortgage lender Fannie Mae is shown in northwest Washington October 3, 2006. (Jason Reed/Reuters)Reuters - Fannie Mae's capital and reserves positions are better than market expectations, and the biggest U.S. mortgage finance company may not need any more externally raised capital, according to an analyst at Lehman Brothers.



Wall Street rallies on strong GDP, weaker oil (Reuters)

Traders work on the floor of the New York Stock Exchange at the post that handles shares of Merrill Lynch July 29, 2008. (Brendan McDermid/Reuters)Reuters - Stocks rallied on Thursday, led by major industrial and financial companies, as oil prices eased and data showed the economy grew more quickly than expected in the second quarter.



Toyota cuts sales forecast (Reuters)

Toyota Motor Corp President Katsuaki Watanabe speaks during a news conference in Tokyo August 28, 2008. (Yuriko Nakao/Reuters)Reuters - Toyota Motor Corp cut its 2009 vehicle sales forecast by nearly 7 percent as high fuel prices hammer demand for large cars and pickup trucks, and said it will speed up the rollout of hybrid and electric cars as their popularity grows.



Starbucks top brass to receive no raise next year (Reuters)

Starbucks signs are seen outside one of its stores in New York July 3, 2008. (Chip East/Reuters)Reuters - Top executives at Starbucks Corp including Chairman and Chief Executive Howard Schultz will not be getting raises anytime soon, after the coffee chain's first-ever quarterly loss as a public company.



Google News

Private sector calls on government to help lower production costs - Today's Zaman

Today's Zaman

Private sector calls on government to help lower production costs
Today's Zaman, Turkey - 19 hours ago
The minister also noted that these meetings help the government become aware of the problems private sectors are facing during this process. ...

Dispelling the top 10 myths about the US housing market - Property Wire

Property Wire

Dispelling the top 10 myths about the US housing market
Property Wire, UK - 7 hours ago
Myth Five: The government is doing nothing to help the situation. Again, according to Danny Silver this is just not the case. He cites the situation in the ...

State Cannot Force Removal of SSNs From Privacy Advocate's Site - Slashdot

State Cannot Force Removal of SSNs From Privacy Advocate's Site
Slashdot - 40 minutes ago
The purpose of the site is to raise awareness of privacy concerns regarding the personal information shared in Virginia's governmental websites. ...

Aetna Helps Medicare Members Organize Medical Information and ... - MarketWatch

Aetna Helps Medicare Members Organize Medical Information and ...
MarketWatch - 3 hours ago
Our customers include employer groups, individuals, college students, part-time and hourly workers, health plans, governmental units, government-sponsored ...

Recovery chief wants state legal help for job - 2TheAdvocate

Recovery chief wants state legal help for job
2TheAdvocate, LA - 12 hours ago
... as he rolled out a “wish list” at a “breakfast briefing” of more than 200 people hosted by the nonpartisan Bureau for Governmental Research. ...

NY Times Business

Struggling Lehman Plans to Lay Off 1,500
The ailing Wall Street bank plans to lay off as many as 1,500 employees, or nearly 6 percent of its work force, before it announces third-quarter results on Sept. 15.


Economic Growth Stronger Than Expected
Gross domestic product increased at a 3.3 percent annual rate in the quarter, the government said, which was much better than its initial estimate.


Oil Prices Fall as Storm Heads Toward Gulf
Oil producers and refiners began halting production and evacuating workers from facilities in the Gulf of Mexico, anticipating that Tropical Storm Gustav could pick up speed.


Toyota Cuts Sales Goal
Citing high fuel costs and a slowdown, the automaker said it now expects to sell fewer vehicles than its early forecast.


Court Upholds Dismissal of Tax Case Against 13
The appeals court said the federal government interfered with KPMG’s practice of providing legal assistance to its employees by pressuring KPMG to limit or end the practice.


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